2009 Flexible Spending Accounts & Health Reimbursement Accounts

The Humana Access Card may now be used to purchase eligible over-the-counter (OTC) products at participating retailers.  For additional information, and a listing of participating retailers, click on the following link.  This listing will be updated periodically. 

Use of Humana Access Card For OTC Products (PDF - 115 KB)

FSA/HRA Sample Allowable Expenses (PDF - 123 KB)

FSA and HRA Reimbursement Form (PDF - 124 KB)

Humana Access Quick Reference Chart (PDF - 440 KB)

2009 Kentucky Employees Health Plan Handbook (PDF - 1965 KB)

Humana Spending Account Secondary Payer Network (PDF - 1028 KB) This is a very large listing.  However, page one and two is a listing of all chains pharmacies participating in the network.  The remaining pages provide a listing of all pharmacies in alphabetical order by state.

The IRS requires that 100% of all claims be verified or substantiated. Most claims are automatically substantiated through the claims system and you will not be required to provide any documentation.  Some claims, however, will require substantiation.  If Humana does not receive substantiation within thirty (30) days after you swipe your HumanaAccess Card (HAC), then Humana will request substantiation.  If the substantiation is not received within 30 more days (for a total of 60 days from the initial HAC swipe), then claims processing will be suspended.  This suspension will include the use of the HAC as well as any reimbursements for traditional paper claims. 

You may fax or mail the requested documents to:

Humana Spending Account Administration
P. O. Box 14167
Lexington, KY 40512-14167
Fax - 800 905-1851

Please include your name, patient's name, and ID# on all correspondence.

2009 Summary Plan Description - Health Reimbursement Account - WAIVERS ONLY (PDF - 98KB)